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Bank of India Credit Officer Recruitment 2026 – Notification for 514 Posts

The Bank of India Credit Officer Recruitment 2025–26 has been announced for a total of 514 Credit Officer posts in the General Banking Officer (GBO) Stream across MMGS-II, MMGS-III and SMGS-IV scales. Candidates having Graduation along with relevant professional qualification and experience as prescribed in Annexure-I are eligible to apply. The online application process will start from 20 December 2025 and will close on 05 January 2026. Eligible candidates can apply online through the official website www.bankofindia.bank.in
. The recruitment is being conducted by Bank of India (BOI), a leading Public Sector Bank under the Ministry of Finance, Government of India, to recruit experienced professionals for Credit Officer positions. Applicants are advised to carefully read the notification and check eligibility criteria, age limit, selection process, and application procedure before applying.

 

Bank of India Credit Officer Recruitment 2025–26 – Qualification, Application Fee, Important Dates Details

The Bank of India Credit Officer Recruitment 2025–26 Notification has been released on the official website www.bankofindia.bank.in
. Bank of India has invited online applications for 514 Credit Officer posts in the GBO Stream. All eligible candidates who fulfil the prescribed criteria can submit their applications within the stipulated timeline. Candidates must go through the eligibility conditions, age limits, selection process, salary structure and how to apply instructions before filling the online application form.

Bank of India Credit Officer Recruitment 2025–26 Notification Overview

 

Bank of India (BOI)

Credit Officer Recruitment 2025–26

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Qualification

  • Graduation along with post-wise educational qualification and professional experience as prescribed in Annexure-I of the notification.
  • Candidates must possess the required qualification and experience relevant to the applied scale (MMGS-II / MMGS-III / SMGS-IV).
  • Graduation marks must be indicated in percentage up to two decimals.
  • Reserved category candidates are eligible for 5% relaxation in minimum marks wherever applicable.

Application Fee

  • General & Others: Rs. 850 (Application Fee + Intimation Charges).
  • SC / ST / PWD: Rs. 175 (Intimation Charges Only).
  • Fee must be paid online only through debit card, credit card, net banking, UPI or wallet.
  • Application fee is non-refundable.

Important Dates

  • Notification Release Date: 01-11-2025
  • Apply Online Start Date: 20-12-2025
  • Last Date to Apply Online: 05-01-2026
  • Last Date to Pay Application Fee: 05-01-2026
  • Examination Date: Will be notified later
  • Interview Date: Will be notified later

Age Limit

  • Credit Officer MMGS-II: 25 to 35 Years
  • Credit Officer MMGS-III: 28 to 38 Years
  • Credit Officer SMGS-IV: 30 to 40 Years
  • Age calculated as on 01-11-2025.
  • Age relaxation applicable for SC/ST/OBC/PWD/Ex-Servicemen as per Government of India rules.

Selection Process

  • Scrutiny and shortlisting of applications.
  • Online Examination (if conducted).
  • Personal Interview for shortlisted candidates.
  • Final merit based on Online Exam and Interview in 70:30 ratio (if exam is held).
  • If no online exam is conducted, selection will be based on interview performance only.

Pay Scale / Salary

  • MMGS-II: Rs. 64820 – 93960
  • MMGS-III: Rs. 85920 – 105280
  • SMGS-IV: Rs. 102300 – 120940
  • Additional allowances: DA, HRA/Lease, CCA and other benefits as per bank rules.
  • Career growth opportunities as per Bank of India Promotion Policy.
Bank of India Credit Officer Vacancy Details
Post Name Total Vacancies
Credit Officer SMGS-IV (GBO) 36
Credit Officer MMGS-III (GBO) 60
Credit Officer MMGS-II (GBO) 418
Total 514 Posts

How to Apply

  • Visit the official website www.bankofindia.bank.in.
  • Go to the Career section and open the Credit Officer Recruitment notification.
  • Click on Apply Online and complete the registration process.
  • Fill in personal, educational and experience details carefully.
  • Upload required documents as per specifications.
  • Pay the application fee through online mode.
  • Submit the application form and take a printout for future reference.
Interested Candidates Can Read the Full Notification Before Apply Online
Important Links Official Website / Apply Online
Notification PDF: Click Here
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